{"id":27572,"date":"2026-10-10T17:57:03","date_gmt":"2026-10-10T17:57:03","guid":{"rendered":"https:\/\/auto24.hr\/?page_id=27572"},"modified":"2026-10-10T17:58:41","modified_gmt":"2026-10-10T17:58:41","slug":"leasing-kalkulator","status":"publish","type":"page","link":"https:\/\/auto24.hr\/hr\/financiranje-rabljenih-vozila-u-hrvatskoj-kompletan-vodic\/leasing-kalkulator\/","title":{"rendered":"Leasing kalkulator"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"27572\" class=\"elementor elementor-27572\">\n\t\t\t\t<div class=\"elementor-element elementor-element-35c60784 e-flex e-con-boxed e-con e-parent\" data-id=\"35c60784\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-50f952e elementor-widget elementor-widget-text-editor\" data-id=\"50f952e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2118412 e-flex e-con-boxed e-con e-parent\" data-id=\"2118412\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a0f4a99 elementor-widget elementor-widget-html\" data-id=\"a0f4a99\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!-- AUTO24 leasing kalkulator \u2014 zalijepiti u Elementor \"HTML\" widget -->\n<div class=\"a24lk\" id=\"a24lk\" data-price=\"\">\n  <style>\n    .a24lk{--a24-primary:#4489B3;--a24-primary-dark:#2f6e95;--a24-dark:#151F33;--a24-muted:#6b7280;--a24-line:#e5e7eb;--a24-soft:#f5f7fb;\n      font-family:'Muli','Mulish',Arial,Helvetica,sans-serif;color:var(--a24-dark);max-width:960px;margin:0 auto;box-sizing:border-box}\n    .a24lk *,.a24lk *::before,.a24lk *::after{box-sizing:border-box}\n    .a24lk-card{background:#fff;border:1px solid var(--a24-line);border-radius:16px;padding:28px;box-shadow:0 6px 24px rgba(21,31,51,.06)}\n    .a24lk h2{font-size:28px;line-height:1.2;margin:0 0 6px;color:var(--a24-dark)}\n    .a24lk-sub{color:var(--a24-muted);margin:0 0 24px;font-size:15px}\n    .a24lk-label{display:block;font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--a24-muted);margin-bottom:10px}\n    .a24lk-tabs{display:inline-flex;background:var(--a24-soft);border-radius:10px;padding:4px;margin-bottom:26px;flex-wrap:wrap}\n    .a24lk-tab{border:0;background:transparent;padding:10px 18px;border-radius:8px;font:inherit;font-weight:700;font-size:14px;color:var(--a24-muted);cursor:pointer}\n    .a24lk-tab[aria-pressed=\"true\"]{background:var(--a24-primary);color:#fff}\n    .a24lk-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px 36px}\n    .a24lk-field{min-width:0}\n    .a24lk-row{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-bottom:8px}\n    .a24lk-row .a24lk-label{margin:0}\n    .a24lk-val{display:flex;align-items:center;gap:6px;border:1px solid var(--a24-line);border-radius:8px;padding:6px 10px;background:#fff}\n    .a24lk-val input{border:0;outline:0;width:90px;text-align:right;font:inherit;font-weight:700;font-size:15px;color:var(--a24-dark);background:transparent;padding:0}\n    .a24lk-val span{font-size:13px;color:var(--a24-muted);font-weight:700}\n    .a24lk-val:focus-within{border-color:var(--a24-primary)}\n    .a24lk-hint{font-size:12px;color:var(--a24-muted);margin-top:4px;display:flex;justify-content:space-between}\n    .a24lk input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:3px;background:var(--a24-line);outline:none;margin:8px 0 2px;padding:0;border:0}\n    .a24lk input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:20px;height:20px;border-radius:50%;background:var(--a24-primary);border:3px solid #fff;box-shadow:0 1px 4px rgba(0,0,0,.25);cursor:pointer}\n    .a24lk input[type=range]::-moz-range-thumb{width:16px;height:16px;border-radius:50%;background:var(--a24-primary);border:3px solid #fff;box-shadow:0 1px 4px rgba(0,0,0,.25);cursor:pointer}\n    .a24lk-fixed{font-size:14px;color:var(--a24-muted);background:var(--a24-soft);border-radius:8px;padding:12px 14px}\n    .a24lk-result{margin-top:30px;background:var(--a24-dark);color:#fff;border-radius:14px;padding:24px;display:grid;grid-template-columns:1.2fr 1fr;gap:20px;align-items:center}\n    .a24lk-years{display:flex;flex-wrap:wrap;gap:6px;margin-top:10px}\n    .a24lk-year{border:1px solid rgba(255,255,255,.25);background:transparent;color:#fff;border-radius:8px;padding:7px 11px;font:inherit;font-size:13px;font-weight:700;cursor:pointer}\n    .a24lk-year[aria-pressed=\"true\"]{background:var(--a24-primary);border-color:var(--a24-primary)}\n    .a24lk-result .a24lk-label{color:rgba(255,255,255,.65)}\n    .a24lk-big{font-size:40px;font-weight:800;line-height:1.1;margin:4px 0}\n    .a24lk-big small{font-size:16px;font-weight:600;opacity:.75}\n    .a24lk-facts{display:grid;grid-template-columns:1fr 1fr;gap:12px 16px;font-size:14px}\n    .a24lk-facts div span{display:block;font-size:12px;opacity:.65}\n    .a24lk-facts div b{font-size:16px}\n    .a24lk-cta{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:22px}\n    .a24lk-cta .a24lk-btn{display:flex;align-items:center;justify-content:center;text-align:center;width:100%;margin:0}\n    .a24lk-cta #a24lk-print{grid-column:1 \/ -1}\n    .a24lk-btn{display:inline-block;text-decoration:none;font-weight:700;font-size:15px;padding:13px 22px;border-radius:10px;background:var(--a24-primary);color:#fff!important;border:2px solid var(--a24-primary)}\n    .a24lk-btn:hover{background:var(--a24-primary-dark);border-color:var(--a24-primary-dark)}\n    .a24lk-btn.alt{background:#fff;color:var(--a24-primary)!important}\n    .a24lk-btn.alt:hover{background:var(--a24-soft)}\n    button.a24lk-btn{font-family:inherit;cursor:pointer;line-height:normal}\n    .a24lk-btn.wa{background:#25D366;border-color:#25D366}\n    .a24lk-btn.wa:hover{background:#1ebe5a;border-color:#1ebe5a}\n    .a24lk-tablewrap{margin-top:28px;overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid var(--a24-line);border-radius:12px}\n    .a24lk table{width:100%;border-collapse:collapse;font-size:14px;min-width:720px;margin:0}\n    .a24lk th,.a24lk td{padding:11px 12px;text-align:right;border:0;border-bottom:1px solid var(--a24-line);white-space:nowrap}\n    .a24lk th:first-child,.a24lk td:first-child{text-align:left;font-weight:700;color:var(--a24-muted);position:sticky;left:0;background:#fff}\n    .a24lk thead th{background:var(--a24-soft);font-weight:800;color:var(--a24-dark)}\n    .a24lk thead th:first-child{background:var(--a24-soft)}\n    .a24lk tr:last-child td{border-bottom:0}\n    .a24lk .a24lk-sel{background:#eef5fa!important;color:var(--a24-dark)}\n    .a24lk-strong td{font-weight:800;color:var(--a24-dark)}\n    .a24lk-note{font-size:12px;line-height:1.55;color:var(--a24-muted);margin-top:16px}\n    @media (max-width:720px){\n      .a24lk-card{padding:18px}\n      .a24lk h2{font-size:22px}\n      .a24lk-grid{grid-template-columns:1fr}\n      .a24lk-result{grid-template-columns:1fr;padding:20px}\n      .a24lk-big{font-size:34px}\n      .a24lk-cta{grid-template-columns:1fr}\n    }\n  <\/style>\n\n  <div class=\"a24lk-card\">\n    <h2>Leasing kalkulator<\/h2>\n    <p class=\"a24lk-sub\">Izra\u010dunajte okvirnu mjese\u010dnu ratu za vozilo iz na\u0161e ponude.<\/p>\n\n    <span class=\"a24lk-label\">Vrsta leasinga<\/span>\n    <div class=\"a24lk-tabs\" role=\"group\" aria-label=\"Vrsta leasinga\">\n      <button type=\"button\" class=\"a24lk-tab\" data-type=\"fin\" aria-pressed=\"true\">Financijski leasing<\/button>\n      <button type=\"button\" class=\"a24lk-tab\" data-type=\"op\" aria-pressed=\"false\">Operativni leasing<\/button>\n    <\/div>\n\n    <div class=\"a24lk-grid\">\n      <div class=\"a24lk-field\">\n        <div class=\"a24lk-row\">\n          <label class=\"a24lk-label\" for=\"a24lk-price-n\">Cijena vozila (s PDV-om)<\/label>\n          <div class=\"a24lk-val\"><input id=\"a24lk-price-n\" inputmode=\"numeric\" autocomplete=\"off\"><span>EUR<\/span><\/div>\n        <\/div>\n        <input type=\"range\" id=\"a24lk-price\" min=\"3000\" max=\"150000\" step=\"500\" value=\"20000\" aria-label=\"Cijena vozila\">\n        <div class=\"a24lk-hint\"><span>3.000 EUR<\/span><span>150.000 EUR<\/span><\/div>\n      <\/div>\n\n      <div class=\"a24lk-field\">\n        <div class=\"a24lk-row\">\n          <label class=\"a24lk-label\" for=\"a24lk-down-n\">U\u010de\u0161\u0107e (prvo pla\u0107anje)<\/label>\n          <div class=\"a24lk-val\"><input id=\"a24lk-down-n\" inputmode=\"decimal\" autocomplete=\"off\"><span>%<\/span><\/div>\n        <\/div>\n        <input type=\"range\" id=\"a24lk-down\" min=\"0\" max=\"50\" step=\"1\" value=\"20\" aria-label=\"U\u010de\u0161\u0107e u postotku\">\n        <div class=\"a24lk-hint\"><span id=\"a24lk-down-eur\"><\/span><span id=\"a24lk-down-max\">max 50 %<\/span><\/div>\n      <\/div>\n\n      <div class=\"a24lk-field\" id=\"a24lk-rate-f\">\n        <div class=\"a24lk-row\">\n          <label class=\"a24lk-label\" for=\"a24lk-rate-n\">Kamatna stopa (godi\u0161nja)<\/label>\n          <div class=\"a24lk-val\"><input id=\"a24lk-rate-n\" inputmode=\"decimal\" autocomplete=\"off\"><span>%<\/span><\/div>\n        <\/div>\n        <input type=\"range\" id=\"a24lk-rate\" min=\"3\" max=\"12\" step=\"0.1\" value=\"5.9\" aria-label=\"Kamatna stopa\">\n        <div class=\"a24lk-hint\"><span>3 %<\/span><span>12 %<\/span><\/div>\n      <\/div>\n\n      <div class=\"a24lk-field\" id=\"a24lk-res-f\">\n        <div class=\"a24lk-row\">\n          <label class=\"a24lk-label\" for=\"a24lk-res-n\">Otkupna rata<\/label>\n          <div class=\"a24lk-val\"><input id=\"a24lk-res-n\" inputmode=\"decimal\" autocomplete=\"off\"><span>%<\/span><\/div>\n        <\/div>\n        <input type=\"range\" id=\"a24lk-res\" min=\"0\" max=\"55\" step=\"1\" value=\"10\" aria-label=\"Otkupna rata u postotku\">\n        <div class=\"a24lk-hint\"><span id=\"a24lk-res-eur\"><\/span><span>max 55 %<\/span><\/div>\n      <\/div>\n\n      <div class=\"a24lk-field\" id=\"a24lk-op-info\" hidden>\n        <span class=\"a24lk-label\">Operativni leasing<\/span>\n        <div class=\"a24lk-fixed\">Kamata i ostatak vrijednosti odre\u0111uju se prema trajanju ugovora. Na kraju vozilo vra\u0107ate ili ga otkupljujete po ostatku vrijednosti.<\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"a24lk-result\" aria-live=\"polite\">\n      <div>\n        <span class=\"a24lk-label\">Okvirna mjese\u010dna rata<\/span>\n        <div class=\"a24lk-big\"><span id=\"a24lk-pay\">\u2013<\/span> <small>EUR \/ mj.<\/small><\/div>\n        <span class=\"a24lk-label\" style=\"margin-top:12px\">Trajanje<\/span>\n        <div class=\"a24lk-years\" id=\"a24lk-years\"><\/div>\n      <\/div>\n      <div class=\"a24lk-facts\">\n        <div><span>Iznos financiranja<\/span><b id=\"a24lk-f-amt\">\u2013<\/b><\/div>\n        <div><span>Broj rata<\/span><b id=\"a24lk-f-n\">\u2013<\/b><\/div>\n        <div><span>U\u010de\u0161\u0107e<\/span><b id=\"a24lk-f-down\">\u2013<\/b><\/div>\n        <div><span id=\"a24lk-f-res-l\">Otkupna rata<\/span><b id=\"a24lk-f-res\">\u2013<\/b><\/div>\n        <div><span>Efektivna kamatna stopa<\/span><b id=\"a24lk-f-eks\">\u2013<\/b><\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"a24lk-cta\">\n      <a class=\"a24lk-btn\" id=\"a24lk-cta\" href=\"https:\/\/auto24.hr\/hr\/contact-us\/\">Po\u0161alji upit za leasing<\/a>\n      <a class=\"a24lk-btn wa\" id=\"a24lk-wa\" href=\"https:\/\/wa.me\/385912347005\" target=\"_blank\" rel=\"noopener\"><svg viewBox=\"0 0 24 24\" width=\"18\" height=\"18\" aria-hidden=\"true\" style=\"vertical-align:-3px;margin-right:6px;fill:currentColor\"><path d=\"M12 2a10 10 0 0 0-8.6 15.1L2 22l5-1.3A10 10 0 1 0 12 2zm0 18.2a8.2 8.2 0 0 1-4.2-1.2l-.3-.2-3 .8.8-2.9-.2-.3A8.2 8.2 0 1 1 12 20.2zm4.5-6.1c-.2-.1-1.5-.7-1.7-.8s-.4-.1-.6.1-.7.8-.8 1-.3.2-.5.1a6.7 6.7 0 0 1-3.3-2.9c-.3-.4.2-.4.7-1.4.1-.2 0-.3 0-.4l-.8-1.8c-.2-.5-.4-.4-.6-.4h-.5a1 1 0 0 0-.7.3 3 3 0 0 0-.9 2.2 5.2 5.2 0 0 0 1.1 2.8 11.9 11.9 0 0 0 4.6 4c1.7.7 2.3.8 3.2.7a2.7 2.7 0 0 0 1.8-1.3 2.2 2.2 0 0 0 .2-1.3c-.1-.1-.3-.2-.5-.3z\"\/><\/svg>WhatsApp<\/a>\n      <a class=\"a24lk-btn alt\" href=\"tel:+385912347005\">Nazovite: 091 234 7005<\/a>\n      <button type=\"button\" class=\"a24lk-btn alt\" id=\"a24lk-print\"><svg viewBox=\"0 0 24 24\" width=\"18\" height=\"18\" aria-hidden=\"true\" style=\"vertical-align:-3px;margin-right:6px;fill:currentColor\"><path d=\"M6 2h12v5H6zM4 8h16a2 2 0 0 1 2 2v7h-4v5H6v-5H2v-7a2 2 0 0 1 2-2zm4 8v4h8v-4zm10-5a1 1 0 1 0 0 2 1 1 0 0 0 0-2z\"\/><\/svg>Ispi\u0161i izra\u010dun leasinga<\/button>\n    <\/div>\n\n    <div class=\"a24lk-tablewrap\">\n      <table>\n        <thead><tr id=\"a24lk-th\"><\/tr><\/thead>\n        <tbody id=\"a24lk-tb\"><\/tbody>\n      <\/table>\n    <\/div>\n\n    <p class=\"a24lk-note\">\n      Izra\u010dun je informativan, ne obvezuje na sklapanje ugovora i podlo\u017ean je promjenama.\n      Ne uklju\u010duje tro\u0161ak obrade ugovora, osiguranje ni registraciju. Efektivna kamatna stopa je orijentacijska.\n      To\u010dne uvjete dobit \u0107ete u ponudi leasing ku\u0107e na temelju va\u0161eg upita. Svi iznosi su u EUR s uklju\u010denim PDV-om.\n    <\/p>\n  <\/div>\n\n  <script>\n  (function(){\n    \/\/ pri\u010dekaj da se u\u010dita cijela stranica (naslov i podaci oglasa mogu biti ispod kalkulatora)\n    if (document.readyState === 'loading') document.addEventListener('DOMContentLoaded', a24lkInit);\n    else a24lkInit();\n  function a24lkInit(){\n    var root = document.getElementById('a24lk');\n    if (!root || root.dataset.ready) return;\n    root.dataset.ready = '1';\n\n    \/* ===== POSTAVKE (mijenjati po potrebi) ===== *\/\n    var CFG = {\n      years: [1,2,3,4,5,6,7],\n      defaultYears: 5,\n      maxCarAgeAtEnd: 13,   \/\/ auto smije imati najvi\u0161e 13 godina na kraju leasinga\n      hideFromAge: 10,      \/\/ od ove starosti (npr. 2016. godi\u0161te u 2026.) kalkulator se ne prikazuje\n      vat: 0.25,            \/\/ N1 vozila: cijena na oglasu je bez PDV-a\n      fin: { downMax: 50, resMax: 55 },\n      op:  { downMax: 25, rate: 6.25, residual: [0.75,0.60,0.50,0.35,0.25,0.18,0.18] },\n      \/\/ podaci za ispis (A4)\n      company: {\n        logo: 'https:\/\/auto24.hr\/wp-content\/uploads\/2025\/01\/auto24-logo-1.jpg',\n        name: 'AUTO24 d.o.o.',\n        salon: 'Ul. kneza Branimira 193, 10040 Zagreb',\n        seat: 'Po\u017earinje 38, 10000 Zagreb',\n        vat: '62556081822',\n        phone: '091 234 7005',\n        email: 'info@auto24.hr',\n        web: 'auto24.hr'\n      }\n    };\n    \/* =========================================== *\/\n\n    var $ = function(id){ return document.getElementById(id); };\n    var type = 'fin', years = CFG.defaultYears, last = null;\n    var fmt0 = new Intl.NumberFormat('hr-HR',{maximumFractionDigits:0});\n    var fmt2 = new Intl.NumberFormat('hr-HR',{minimumFractionDigits:2,maximumFractionDigits:2});\n    var eur0 = function(v){ return fmt0.format(Math.round(v)) + ' EUR'; };\n    var eur2 = function(v){ return fmt2.format(v) + ' EUR'; };\n    var pct  = function(v){ return fmt2.format(v) + ' %'; };\n    var parse = function(s){ s = String(s).replace(\/\\s|EUR|%\/g,'').replace(\/\\.\/g,'').replace(',', '.'); return parseFloat(s); };\n\n    \/\/ Excel PMT: obrok uz glavnicu pv i ostatak (balon) fv na kraju\n    function pmt(annualPct, n, principal, balloon){\n      var r = annualPct \/ 100 \/ 12;\n      if (r === 0) return (principal - balloon) \/ n;\n      var q = Math.pow(1 + r, n);\n      return (principal * q - balloon) * r \/ (q - 1);\n    }\n    function eks(annualPct){ return (Math.pow(1 + annualPct\/100\/12, 12) - 1) * 100; }\n\n    \/\/ povezivanje slidera i polja za upis\n    function bind(rangeId, numId, decimals){\n      var r = $(rangeId), n = $(numId);\n      var show = function(){ n.value = decimals ? fmt2.format(+r.value).replace(\/,?0+$\/,'') : fmt0.format(+r.value); };\n      r.addEventListener('input', function(){ show(); calc(); });\n      n.addEventListener('focus', function(){ n.select(); });\n      var commit = function(){\n        var v = parse(n.value);\n        if (!isNaN(v)) { r.step = 'any'; r.value = Math.min(+r.max, Math.max(+r.min, v)); }\n        show(); calc();\n      };\n      n.addEventListener('change', commit);\n      n.addEventListener('keydown', function(e){ if (e.key === 'Enter') { e.preventDefault(); commit(); n.blur(); } });\n      return show;\n    }\n    var shows = [\n      bind('a24lk-price','a24lk-price-n',false),\n      bind('a24lk-down','a24lk-down-n',false),\n      bind('a24lk-rate','a24lk-rate-n',true),\n      bind('a24lk-res','a24lk-res-n',false)\n    ];\n\n    \/\/ Iz naslova oglasa makni \"[REZERVIRAN]\" i \"\u2013 RATA 210 \u20ac\" (ostaje samo naziv auta)\n    function cleanName(s){\n      return s.replace(\/\\s+\/g, ' ')\n        .replace(\/\\[[^\\]]*\\]\\s*\/g, '')\n        .replace(\/\\s*[\u2013\u2014|\\-]?\\s*RATA\\b.*$\/i, '')\n        .replace(\/[\\s\u2013\u2014|\\-]+$\/, '')\n        .trim();\n    }\n\n    \/\/ Na oglasu: cijena se automatski \u010dita iz stranice (Vehica meta \"price\").\n    \/\/ Ina\u010de: data-price=\"15990\" na prvom divu ili ?cijena=15990 u URL-u.\n    var meta = document.querySelector('meta[itemprop=\"price\"]') || document.querySelector('meta[property=\"product:price:amount\"]');\n    var carName = '', vatAdded = false, isListing = false;\n    var preset = parseFloat(root.dataset.price) || parseFloat(new URLSearchParams(location.search).get('cijena'));\n    if (!(preset > 0) && meta) {\n      preset = parseFloat(meta.getAttribute('content'));\n      var h1 = document.querySelector('h1.vehica-car-name') || document.querySelector('.vehica-car-name') || document.querySelector('h1');\n      var rawTitle = h1 ? h1.textContent : '';\n      \/\/ naziv: Yoast focus keyphrase (ako je izlo\u017een, vidi UPUTE) ili o\u010di\u0161\u0107eni naslov oglasa\n      var kw = document.querySelector('meta[name=\"a24-car-name\"]');\n      carName = (kw && kw.getAttribute('content').trim()) || cleanName(rawTitle);\n\n      \/\/ godi\u0161te se \u010dita kasnije (Vehica iscrtava podatke o autu nakon u\u010ditavanja), vidi waitForYear()\n      isListing = true;\n\n      \/\/ N1 (teretna) vozila: cijena na oglasu je bez PDV-a\n      if (\/\\bN1\\b\/i.test(rawTitle + ' ' + carName)) { preset = preset * (1 + CFG.vat); vatAdded = true; }\n    }\n    if (preset > 0) {\n      var pr = $('a24lk-price');\n      if (preset > +pr.max) pr.max = Math.ceil(preset \/ 1000) * 1000;\n      pr.step = 'any'; pr.value = Math.round(preset * 100) \/ 100;\n      if (carName) {\n        root.querySelector('h2').textContent = 'Leasing izra\u010dun za ovo vozilo';\n        root.querySelector('.a24lk-sub').textContent = carName + ' \u2013 izra\u010dunajte okvirnu mjese\u010dnu ratu.' +\n          (vatAdded ? ' Cijena s oglasa (bez PDV-a) uve\u0107ana je za PDV 25 %.' : '');\n      }\n    }\n\n    \/\/ gumbi za trajanje\n    var yWrap = $('a24lk-years');\n    function renderYears(){\n      yWrap.innerHTML = '';\n      CFG.years.forEach(function(y){\n        var b = document.createElement('button');\n        b.type = 'button'; b.className = 'a24lk-year'; b.dataset.y = y;\n        b.textContent = y + ' god.';\n        b.addEventListener('click', function(){ years = y; calc(); });\n        yWrap.appendChild(b);\n      });\n    }\n    renderYears();\n\n    \/\/ godi\u0161te s oglasa -> dopu\u0161teno trajanje (auto najvi\u0161e 13 god. na kraju leasinga)\n    function findYear(){\n      var y = 0;\n      document.querySelectorAll('.vehica-car-attributes__name').forEach(function(el){\n        if (!y && \/^\\s*(Godina|Godi\u0161te|Year)\\s*:?\\s*$\/i.test(el.textContent)) {\n          var v = el.parentNode.querySelector('.vehica-car-attributes__values');\n          y = v ? parseInt(v.textContent, 10) : 0;\n        }\n      });\n      return y;\n    }\n    function waitForYear(){\n      var w = root.closest('.elementor-widget') || root, tries = 0;\n      w.style.display = 'none';   \/\/ ne prikazuj dok ne znamo godi\u0161te\n      (function check(){\n        var carYear = findYear();\n        if (carYear > 1900) {\n          var age = new Date().getFullYear() - carYear;\n          if (age >= CFG.hideFromAge) return;   \/\/ prestar auto: kalkulator ostaje skriven\n          var maxY = Math.min(CFG.years[CFG.years.length - 1], CFG.maxCarAgeAtEnd - age);\n          CFG.years = CFG.years.filter(function(y){ return y <= maxY; });\n          if (years > maxY) years = maxY;\n          renderYears(); calc();\n          w.style.display = '';\n          return;\n        }\n        if (++tries < 50) setTimeout(check, 100);\n        else w.style.display = '';   \/\/ godi\u0161te nije prona\u0111eno: prika\u017ei sve rokove\n      })();\n    }\n\n    \/\/ vrsta leasinga\n    root.querySelectorAll('.a24lk-tab').forEach(function(t){\n      t.addEventListener('click', function(){\n        type = t.dataset.type;\n        root.querySelectorAll('.a24lk-tab').forEach(function(x){ x.setAttribute('aria-pressed', x === t ? 'true' : 'false'); });\n        var d = $('a24lk-down'), max = type === 'fin' ? CFG.fin.downMax : CFG.op.downMax;\n        d.max = max; if (+d.value > max) d.value = max;\n        $('a24lk-down-max').textContent = 'max ' + max + ' %';\n        $('a24lk-rate-f').hidden = type !== 'fin';\n        $('a24lk-res-f').hidden  = type !== 'fin';\n        $('a24lk-op-info').hidden = type === 'fin';\n        shows.forEach(function(s){ s(); });\n        calc();\n      });\n    });\n\n    function row(label, cells, cls){\n      return '<tr' + (cls ? ' class=\"' + cls + '\"' : '') + '><td>' + label + '<\/td>' +\n        cells.map(function(c, i){ return '<td' + (CFG.years[i] === years ? ' class=\"a24lk-sel\"' : '') + '>' + c + '<\/td>'; }).join('') + '<\/tr>';\n    }\n\n    function calc(){\n      var price = +$('a24lk-price').value;\n      var downP = +$('a24lk-down').value, down = price * downP \/ 100;\n      var principal = price - down;\n      var rate = type === 'fin' ? +$('a24lk-rate').value : CFG.op.rate;\n      var resP = +$('a24lk-res').value;\n\n      $('a24lk-down-eur').textContent = eur0(down);\n      $('a24lk-res-eur').textContent = eur0(price * resP \/ 100);\n\n      var res = CFG.years.map(function(y){\n        var balloon = type === 'fin' ? price * resP \/ 100 : price * CFG.op.residual[y - 1];\n        return { y: y, n: y * 12, balloon: balloon, pay: pmt(rate, y * 12, principal, balloon) };\n      });\n\n      var cur = res[CFG.years.indexOf(years)];\n      var e = eks(rate);\n      last = { price: price, down: down, downP: downP, principal: principal, rate: rate, eks: e, res: res, cur: cur };\n      $('a24lk-pay').textContent = fmt2.format(Math.max(cur.pay, 0));\n      $('a24lk-f-amt').textContent = eur0(principal);\n      $('a24lk-f-n').textContent = cur.n;\n      $('a24lk-f-down').textContent = eur0(down) + ' (' + downP + ' %)';\n      $('a24lk-f-res-l').textContent = type === 'fin' ? 'Otkupna rata' : 'Ostatak vrijednosti';\n      $('a24lk-f-res').textContent = eur0(cur.balloon);\n      $('a24lk-f-eks').textContent = pct(e);\n      yWrap.querySelectorAll('.a24lk-year').forEach(function(b){ b.setAttribute('aria-pressed', +b.dataset.y === years ? 'true' : 'false'); });\n\n      $('a24lk-th').innerHTML = '<th>Trajanje<\/th>' + res.map(function(r){\n        return '<th' + (r.y === years ? ' class=\"a24lk-sel\"' : '') + '>' + r.y + (r.y === 1 ? ' godina' : r.y < 5 ? ' godine' : ' godina') + '<\/th>';\n      }).join('');\n      $('a24lk-tb').innerHTML =\n        row('Cijena vozila', res.map(function(){ return eur0(price); })) +\n        row('U\u010de\u0161\u0107e', res.map(function(){ return eur0(down); })) +\n        row('Broj rata', res.map(function(r){ return r.n; })) +\n        row('Mjese\u010dna rata', res.map(function(r){ return eur2(Math.max(r.pay, 0)); }), 'a24lk-strong') +\n        row(type === 'fin' ? 'Otkupna rata' : 'Ostatak vrijednosti', res.map(function(r){ return eur2(r.balloon); })) +\n        row('Efektivna kamatna stopa', res.map(function(){ return pct(e); }));\n\n      \/\/ upit: proslijedi izra\u010dun na stranicu kontakta\n      \/\/ (u CF7 formi polje poruke treba imati \"default:get\": [textarea* your-message default:get placeholder \"Poruka*\"])\n      var msg = 'Pozdrav, zanima me ' + (type === 'fin' ? 'financijski' : 'operativni') + ' leasing' +\n        (carName ? ' za vozilo ' + carName + ' (' + location.href.split('?')[0] + ')' : '') + '.\\n' +\n        'Cijena vozila: ' + eur0(price) + '\\nU\u010de\u0161\u0107e: ' + eur0(down) + ' (' + downP + ' %)\\n' +\n        'Trajanje: ' + years + ' god. (' + cur.n + ' rata)\\n' +\n        (type === 'fin' ? 'Kamata: ' + pct(rate) + '\\nOtkupna rata: ' + eur0(cur.balloon) + '\\n' : 'Ostatak vrijednosti: ' + eur0(cur.balloon) + '\\n') +\n        'Okvirna rata: ' + eur2(Math.max(cur.pay, 0)) + ' mjese\u010dno';\n      $('a24lk-cta').href = 'https:\/\/auto24.hr\/hr\/contact-us\/?your-message=' + encodeURIComponent(msg);\n      $('a24lk-wa').href = 'https:\/\/wa.me\/385912347005?text=' + encodeURIComponent(msg);\n    }\n\n    \/\/ ===== ispis izra\u010duna (A4) =====\n    function esc(s){ return String(s).replace(\/[&<>\"]\/g, function(c){ return {'&':'&amp;','<':'&lt;','>':'&gt;','\"':'&quot;'}[c]; }); }\n\n    function printDoc(){\n      var L = last, C = CFG.company, fin = type === 'fin';\n      var today = new Date().toLocaleDateString('hr-HR');\n      var resLabel = fin ? 'Otkupna rata' : 'Ostatak vrijednosti';\n      var params = [\n        ['Vrsta leasinga', fin ? 'Financijski leasing' : 'Operativni leasing'],\n        ['Cijena vozila (s PDV-om)', eur0(L.price)],\n        ['U\u010de\u0161\u0107e', eur0(L.down) + ' (' + L.downP + ' %)'],\n        ['Iznos financiranja', eur0(L.principal)],\n        ['Kamatna stopa (godi\u0161nja)', pct(L.rate)],\n        ['Efektivna kamatna stopa', pct(L.eks)],\n        ['Trajanje', years + ' god. (' + L.cur.n + ' rata)'],\n        [resLabel, eur2(L.cur.balloon)]\n      ];\n      var yLabel = function(y){ return y + (y === 1 ? ' godina' : y < 5 ? ' godine' : ' godina'); };\n      var sel = function(y){ return y === years ? ' class=\"sel\"' : ''; };\n      var vehicle = carName\n        ? '<div class=\"veh\"><span>Vozilo<\/span><b>' + esc(carName) + '<\/b><small>' + esc(location.href.split('?')[0]) + '<\/small><\/div>'\n        : '';\n\n      var html = '<!doctype html><html lang=\"hr\"><head><meta charset=\"utf-8\"><title>Leasing izra\u010dun \u2013 AUTO24<\/title><style>' +\n        '@page{size:A4;margin:12mm}' +\n        '*{box-sizing:border-box;-webkit-print-color-adjust:exact;print-color-adjust:exact}' +\n        'body{margin:0;font-family:Arial,Helvetica,sans-serif;color:#151F33;font-size:13px;line-height:1.5}' +\n        '.page{max-width:186mm;margin:0 auto}' +\n        '.head{background:#151F33;color:#fff;border-radius:6px;padding:12px 16px;display:flex;justify-content:space-between;align-items:center}' +\n        '.head img{height:48px;display:block}' +\n        '.head div{text-align:right;font-size:11px;opacity:.85}' +\n        'h1{font-size:24px;margin:22px 0 2px}' +\n        '.date{color:#6b7280;margin-bottom:14px}' +\n        '.veh{border-left:4px solid #4489B3;background:#f5f7fb;padding:10px 14px;margin-bottom:14px}' +\n        '.veh span{display:block;font-size:10px;text-transform:uppercase;letter-spacing:.06em;color:#6b7280}' +\n        '.veh b{display:block;font-size:18px}.veh small{color:#6b7280;word-break:break-all}' +\n        '.grid{display:flex;gap:14px;align-items:stretch}' +\n        '.params{flex:1.4;border-collapse:collapse;width:100%}' +\n        '.params td{padding:8px 10px;border-bottom:1px solid #e5e7eb}.params td:last-child{text-align:right;font-weight:bold}' +\n        '.rate{flex:1;background:#151F33;color:#fff;border-radius:6px;padding:16px;display:flex;flex-direction:column;justify-content:center}' +\n        '.rate span{font-size:10px;text-transform:uppercase;letter-spacing:.06em;opacity:.7}' +\n        '.rate b{font-size:38px;line-height:1.1;margin:4px 0}.rate small{opacity:.75}' +\n        'h2{font-size:15px;margin:26px 0 8px}' +\n        '.all{border-collapse:collapse;width:100%;font-size:12px}' +\n        '.all th,.all td{padding:7px 6px;border-bottom:1px solid #e5e7eb;text-align:right;white-space:nowrap}' +\n        '.all th:first-child,.all td:first-child{text-align:left;color:#6b7280}' +\n        '.all thead th{background:#f5f7fb}.all .sel{background:#e3eef6;font-weight:bold}.all .strong td{font-weight:bold;color:#151F33}' +\n        '.note{font-size:10.5px;color:#6b7280;margin-top:18px}' +\n        '.foot{margin-top:28px;border-top:2px solid #4489B3;padding-top:10px;display:flex;justify-content:space-between;gap:12px;font-size:11.5px}' +\n        '.foot b{color:#151F33}' +\n        '.bar{text-align:center;margin:14px 0}.bar button{font:inherit;font-size:14px;font-weight:bold;padding:10px 22px;border:0;border-radius:8px;background:#4489B3;color:#fff;cursor:pointer}' +\n        '@media print{.bar{display:none}}' +\n        '<\/style><\/head><body><div class=\"page\">' +\n        '<div class=\"bar\"><button onclick=\"window.print()\">Ispi\u0161i \/ spremi kao PDF<\/button><\/div>' +\n        '<div class=\"head\"><img decoding=\"async\" src=\"' + esc(C.logo) + '\" alt=\"AUTO24.hr\"><div>' + esc(C.web) + '<br>' + esc(C.phone) + ' \u00b7 ' + esc(C.email) + '<\/div><\/div>' +\n        '<h1>Informativni izra\u010dun leasinga<\/h1><div class=\"date\">Datum izra\u010duna: ' + today + '<\/div>' +\n        vehicle +\n        '<div class=\"grid\"><table class=\"params\">' +\n          params.map(function(p){ return '<tr><td>' + p[0] + '<\/td><td>' + p[1] + '<\/td><\/tr>'; }).join('') +\n        '<\/table><div class=\"rate\"><span>Okvirna mjese\u010dna rata<\/span><b>' + fmt2.format(Math.max(L.cur.pay, 0)) + ' EUR<\/b><small>' + L.cur.n + ' mjese\u010dnih rata<\/small><\/div><\/div>' +\n        '<h2>Usporedba po trajanju<\/h2><table class=\"all\"><thead><tr><th>Trajanje<\/th>' +\n          L.res.map(function(r){ return '<th' + sel(r.y) + '>' + yLabel(r.y) + '<\/th>'; }).join('') + '<\/tr><\/thead><tbody>' +\n          '<tr><td>Broj rata<\/td>' + L.res.map(function(r){ return '<td' + sel(r.y) + '>' + r.n + '<\/td>'; }).join('') + '<\/tr>' +\n          '<tr class=\"strong\"><td>Mjese\u010dna rata<\/td>' + L.res.map(function(r){ return '<td' + sel(r.y) + '>' + eur2(Math.max(r.pay, 0)) + '<\/td>'; }).join('') + '<\/tr>' +\n          '<tr><td>' + resLabel + '<\/td>' + L.res.map(function(r){ return '<td' + sel(r.y) + '>' + eur2(r.balloon) + '<\/td>'; }).join('') + '<\/tr>' +\n        '<\/tbody><\/table>' +\n        '<p class=\"note\">Izra\u010dun je informativan, ne obvezuje na sklapanje ugovora i podlo\u017ean je promjenama. Ne uklju\u010duje tro\u0161ak obrade ugovora, osiguranje ni registraciju. ' +\n          'Efektivna kamatna stopa je orijentacijska. To\u010dne uvjete dobit \u0107ete u ponudi leasing ku\u0107e na temelju va\u0161eg upita. Svi iznosi su u EUR s uklju\u010denim PDV-om.<\/p>' +\n        '<div class=\"foot\"><div><b>' + esc(C.name) + '<\/b><br>Prodajni salon: ' + esc(C.salon) + '<br>Sjedi\u0161te: ' + esc(C.seat) + '<br>OIB: ' + esc(C.vat) + '<\/div>' +\n          '<div style=\"text-align:right\">Tel. \/ WhatsApp: <b>' + esc(C.phone) + '<\/b><br>E-mail: ' + esc(C.email) + '<br>Web: ' + esc(C.web) + '<\/div><\/div>' +\n        '<\/div><script>window.onload=function(){setTimeout(function(){window.print();},300);};<\\\/script><\/body><\/html>';\n\n      var w = window.open('', '_blank');\n      if (w) { w.document.open(); w.document.write(html); w.document.close(); return; }\n      \/\/ ako je sko\u010dni prozor blokiran: ispis preko skrivenog okvira\n      var f = document.createElement('iframe');\n      f.style.cssText = 'position:fixed;right:0;bottom:0;width:0;height:0;border:0';\n      document.body.appendChild(f);\n      f.contentDocument.open(); f.contentDocument.write(html.replace(\/<script>window\\.onload[\\s\\S]*?<\\\/script>\/, '')); f.contentDocument.close();\n      setTimeout(function(){ f.contentWindow.focus(); f.contentWindow.print(); setTimeout(function(){ f.remove(); }, 2000); }, 700);\n    }\n    $('a24lk-print').addEventListener('click', printDoc);\n\n    shows.forEach(function(s){ s(); });\n    calc();\n    if (isListing) waitForYear();\n  }\n  })();\n  <\/script>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Leasing kalkulator Izra\u010dunajte okvirnu mjese\u010dnu ratu za vozilo iz na\u0161e ponude. Vrsta leasinga Financijski leasing Operativni leasing Cijena vozila (s PDV-om) EUR 3.000 EUR150.000 EUR U\u010de\u0161\u0107e (prvo pla\u0107anje) % max 50 % Kamatna stopa (godi\u0161nja) % 3 %12 % Otkupna rata % max 55 % Operativni leasing Kamata i ostatak vrijednosti odre\u0111uju se prema trajanju [&hellip;]<\/p>\n","protected":false},"author":78,"featured_media":0,"parent":26236,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-27572","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Leasing kalkulator - Auto24<\/title>\n<meta name=\"description\" content=\"Izra\u010dunajte ratu leasinga za \u017eeljeno vozilo sa u\u010de\u0161\u0107em, ostatkom vrijednosti i podesivom kamatnom stopom\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/auto24.hr\/hr\/financiranje-rabljenih-vozila-u-hrvatskoj-kompletan-vodic\/leasing-kalkulator\/\" \/>\n<meta property=\"og:locale\" content=\"hr_HR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Leasing kalkulator - 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